Our Pledge To You
Before we discuss what we can offer you and your employees, we'd like to take the opportunity to reassure you. When you work with Jason Collum on insurance options, you're working with a very reliable, honest person and company. We do not believe shady practices, dishonesty or high-pressure tactics have any place in insurance or business. We're not out to make a quick buck at the expense of others. When we say we have your best interests in mind in everything we do, we mean it. We realize that our future growth and success depends entirely upon how we treat others. Our guarantee to you is you never have to worry or wonder whether we're being completely honest and forthright with you, your employees, or with the insurance companies with which we're dealing. Honesty is our best -- and only -- policy. |
Critical Illness Insurance: Protecting Your Assets
 Are you or your employees covered in the event of a heart attack, stroke, organ transplant, kidney failure or occurrence of cancer? What about the expenses your major medical and disability plans will not cover? Will your savings be enough to cover the gaps? For most people, the answer is no. Find out how Critical Illness Insurance can be a life-saver -- a financial life-saver. Click Here. |
Group Major Medical Health Plans
We shop a host of insurers to find your business, no matter its size, the best possible coverage at the best possible rates. Something we will not do, though, is sacrifice quality for price. Not all insurance companies are created equal, and we keep a close eye on how companies perform, how stable they are, and how well they work with area doctors and hospitals on claims. The best insurance in the world isn't worth much if claims handling is done poorly. You can be assured we are looking out for your best interests.
Health Insurance Cost Management
With health insurance premiums rising each year, it's getting tougher for employers to afford major medical coverage without passing the costs on to employees. We can work with you on keeping your health insurance costs as low as possible. Ask us about partial self-funding plans and the Medical Bridge Program™. Also, see our information regarding Health Savings Accounts, the future of health insurance in America.
Section 125 Cafeteria Plans
We can assist you in obtaining the best possible products to complement your major medical plan, from additional term life insurance to disability, dental and vision plans. We also provide materials and work one-on-one to educate your employees on their options regarding these plans, and offer top-notch service to human resource directors and benefits administrators in handling these plans and claims made on them. Remember: as an independent insurance broker/agent, Jason Collum is on your side, not the side of the insurance company. He will go to bat for you, and will always look out for your best interest. As a matter of practice, clients are provided an annual summary of their benefits, including a side-by-side comparison of their current benefits with product offerings by other insurance carriers to see if better rates for the same quality products are available.
Voluntary Employee Benefits
Many employers choose to make additional health coverage available to their employees both inside and outside of cafeteria plans. After all, the best place for people to get health insurance coverage of any kind is through the workplace because of the lower group rates. We work with you to develop benefits packages that best suit your employees, and find top-quality products at the best possible rates from established, trusted insurance companies. One such product is Critical Illness Insurance. Ask us today about how this is quite possibly one of the best new health insurance options in the United States.
Individual and Family Health Insurance
Not everyone has the option of obtaining group health insurance. This includes those who are self-employed or work on a contract, commission basis, and those who work for companies where group health insurance coverage is not available. We can work with you to help you obtain individual or family major medical health coverage, either on a temporary or a long-term basis. And, as with our group customers, you can be assured we will look out for your interests the same way. In our eyes, whether it's one person trying to get health insurance for himself or his family, or an employer trying to get coverage for 1,000 employees, you both deserve the best possible service. For employers who find group coverage too expensive but want to make health insurance available to their employees, ask us about offering individual plans to your employees at the workplace. |
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